Professionnel Account pour Importers et Exporters

Pay international fournisseurs via SWIFT. Recevoir depuis EU clients via SEPA. One IBAN néerlandais (NL). Up to 1.5% FX.

Réglementé FCA
Up to 1.5% FX
IBAN néerlandais (NL)
190 + Countries
1 Professionnel Day
KYC ~4 min

Le Three Payments Problems Import/Export Companies Face

High FX Costs on Supplier Payments

Banks charge 3–5% on currency conversion. Each USD paiement to an Asian fournisseur quietly costs more than the facture shows.

Slow SWIFT Via Legacy Banks

Traditional bank SWIFT virements take 2–5 days. Suppliers delay shipments waiting pour funds. Votre supply chain suffers.

No EU IBAN to Recevoir depuis européen Clients

Without a européen IBAN, EU partners can't pay vous via SEPA. They face high transfrontalier frais, et so do you.

Forced Currency Conversion at the Wrong Time

Your bank converts at their rate, when they decide. Vous can't hold USD received today until EUR rates improve tomorrow.

One Account. Every Trade Payment Solved.

IBAN néerlandais (NL), Recevoir depuis EU Clients

européen IBAN pour import export company, issued depuis the Pays-Bas. EU et UK clients pay vous via gratuit SEPA, as if vous were a local business. No transfrontalier surcharges.

Gratuit SEPA Recevoir EUR

All incoming SEPA virements arrive at zero cost on all tiers. Recevoir EUR depuis Europe personal IBAN partners et business clients, SEPA Instantané supported.

SWIFT to 190+ pays, Pay Any Supplier

SWIFT paiements pour international trade to 190+ pays. Pay fournisseurs in USD, GBP, SAR, et 35+ more depuis the same compte. SWIFT envoyer frais depuis €0 (Black) to €5 (Classic), see /comparison/.

Up to 1.5% FX, Hold Votre Currencies

Multi currency compte pour trade business. Hold USD received today, convert to EUR when rates suit you. FX conversion at jusqu'à 1.5%, no forced conversion, no hidden spread.

Non-EU Company Eligible

Professionnel compte non-résident import export, immatriculé companies dans le monde entier qualify. No EU office, no local director required. KYC ~4 minutes en ligne.

NOWE vs Competitors vs Votre Bank

EU IBAN Origin
Nowe ProfessionnelPays-Bas NL
CompetitorsLT or multi-jurisdiction or LU / BE
Traditional BanksCountry-specific
FX Rate
Nowe ProfessionnelUp to 1.5%
Competitors0.5–1% (above interbank) or Custom spread
Traditional Banks3–5% typical
SEPA Recevoir Fee
Nowe ProfessionnelGratuit
CompetitorsGratuit or Usually gratuit
Traditional Banks€0–€2/virement
SWIFT Envoyer Fee
Nowe Professionnel€0–€5 (tier)
Competitors€10–€30 or Custom (volume-based)
Traditional Banks€20–€45 typical
Non-EU Company Access
Nowe ProfessionnelWorldwide
CompetitorsLimited, varies by region or Focused on EU/UK
Traditional BanksResidency required
Account Manager
Nowe ProfessionnelSelf serve
Competitors€999/mo Accelerate plan or Yes, all plans
Traditional BanksYes, branch-based
Min. FX Volume
Nowe ProfessionnelNone
CompetitorsNone or €50,000+/yr recommended
Traditional BanksVaries by institution
KYC / Onboarding
Nowe Professionnel~4 min en ligne
Competitors~10 min, digital or Days + call required
Traditional BanksWeeks + in-person
Forward Contracts / Hedging
Nowe ProfessionnelNot offered
CompetitorsPartial (via integrations) or Yes
Traditional BanksYes, large clients only
Pricing Model
Nowe ProfessionnelFrom gratuit
Competitors€0–€999/mo tiers or Custom / spread-based
Traditional BanksMonthly frais + per-tx

NOWE does not offer forward contracts, FX hedging, letters of credit, or documentary collections. NOWE est built pour SMEs that need transparent, self-serve FX + SEPA + SWIFT depuis an EU IBAN. If votre business requires FX risk management tools, iBanFirst or Ebury may be more appropriate.

More NOWE Tools pour Votre Trade Professionnel

Trusted by Importers et Exporters Across Borders

Real stories depuis trade businesses paying fournisseurs et receiving depuis EU clients avec NOWE.

Sent paiements at clear FX rates instead of inflated bank pricing applied sans visibility or control.

Our bank controlled the rate et timing. With NOWE, nous pay fournisseurs avec full transparency.

AK

Amira K.

CEO · Export Professionnel

🇦🇪 UAE

Questions fréquentes

NOWE Money B.V. offers importers et exporters a IBAN néerlandais (NL) avec gratuit SEPA receive, SWIFT to 190+ pays, et jusqu'à 1.5% FX across 38+ currencies, depuis one en ligne compte. Non-EU immatriculé companies dans le monde entier qualify. KYC takes ~4 minutes; vérification en général in 1 jour ouvré. No compte manager required. No minimum FX volume.

Pour les entreprises

Start Trading Without Banking Complexity

Embedded FX at jusqu'à 1.5%. NL IBAN, non-EU welcome. Start in ~4 minutes.

Cartes physiques disponibles pour clients basés en Europe et le Royaume-Uni uniquement. FX conversion et international virements available globally, compare all plans /comparison