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NOWE Money B.V., a private limited liability company (B.V.) registered in the Netherlands, listed with the Dutch Chamber of Commerce (KvK) under number 98048260, with its registered office in Amsterdam and registered address at John M. Keynesplein 4, 1066 EP Amsterdam, Netherlands.

Payment services are provided by Equals Money Plc, authorized by the FCA as a payment institution (FRN 488396). Cards are issued by Equals Money International Limited, authorized by the FCA as an electronic money institution (FRN 900493) under license from Mastercard International Inc. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Inc.

Equals Money Plc accounts are not covered by the Financial Services Compensation Scheme (FSCS). Your funds are held in specially designated and safeguarded bank accounts, separated from other funds.

FCA RegulatedPSD2 LicensedNetherlands48H Opening190+ CountriesSafeguarded funds

Your money,
your rules,
without borders

Instant accounts, local IBANs, and no hidden fees.

Not protected by the FSCS. Funds held in safeguarded bank accounts.

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Person using their phone

Send money
abroad
with no extra
fees

Whether you're paying rent, sending money to family or managing bills, international transfers should be fast, simple, and fair.

See how much you can save

An account designed
for the way you
manage money

Spend, receive, and stay in control across borders, with no fees and no fine print.

38+ currencies available

Bank globally, spend
locally

Receive and spend in more than 38 currencies with one account.

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Transparent, all-inclusive fees

No hidden fees

Transparent pricing, no surprises. What you see is what you pay.

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No debt traps, ever

No interest, no overdrafts

Stay in control with a fair and ethical banking approach.

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Built to
stop fraud

Your money is protected by the same technologies and regulatory standards used by the world's leading financial institutions.

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Proactive fraud monitoring

Our security team monitors every transaction to prevent fraud attempts before they happen.

Two-factor authentication

Your account is protected by two-factor authentication (2FA) and enhanced encryption.

Regulated financial infrastructure

Your money is safeguarded with licensed financial institutions and is never used for lending or speculation.

Download the app for money that travels with you

Spend, receive, and stay in control across borders, with no fees and no fine print.

Download on the App StoreAvailable on Google Play

A new way
to think about banking

One card, one account, no borders. NOWE lets you manage, send, and spend your money worldwide.

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Banking without limits

Send, spend, and manage your money across currencies and countries, all in one seamless account.

See how much you can save