Instant accounts, local IBANs, and no hidden fees.
Not protected by the FSCS. Funds held in safeguarded bank accounts.
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Whether you're paying rent, sending money to family or managing bills, international transfers should be fast, simple, and fair.
See how much you can saveSpend, receive, and stay in control across borders, with no fees and no fine print.

Receive and spend in more than 38 currencies with one account.
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Transparent pricing, no surprises. What you see is what you pay.
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Stay in control with a fair and ethical banking approach.
Open an accountYour money is protected by the same technologies and regulatory standards used by the world's leading financial institutions.
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Our security team monitors every transaction to prevent fraud attempts before they happen.

Your account is protected by two-factor authentication (2FA) and enhanced encryption.

Your money is safeguarded with licensed financial institutions and is never used for lending or speculation.
Spend, receive, and stay in control across borders, with no fees and no fine print.

One card, one account, no borders. NOWE lets you manage, send, and spend your money worldwide.
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Send, spend, and manage your money across currencies and countries, all in one seamless account.
See how much you can save