Finance without borders
Simple and flexible SEPA and multi-currency account.
NOWE Money offers borderless personal and business banking with multi-currency accounts, local IBANs, and transparent international payments.
Send and spend money abroad with no hidden fees, hold 38+ currencies, enjoy free SEPA transfers to 40+ countries, and manage your money from one app.
Run your company with a Netherlands IBAN, pay suppliers in 38+ currencies, manage team spending, and simplify international payments from one account.

Instant accounts, local IBANs, and no hidden fees.
Not protected by the FSCS. Funds held in safeguarded bank accounts.
Your money, simplified 5/5
Simple and flexible SEPA and multi-currency account.
Enjoy free SEPA transfers to more than 40 countries.


Open an account without European residency.
Fund your account in the same currency or convert your money easily.


Receive, hold and spend your money in more than 38 currencies from a single account, without complexity.
One card, one account, no borders. NOWE lets you manage, send, and spend your money anywhere in the world.
Open an accountWhether you're paying rent, sending money to family, or managing bills. International transfers should be fast, simple, and fair.
See how much you can save
Spend, receive, and stay in control across borders, with no fees and no fine print.
Receive and spend in more than 38 currencies with one account.
Multi currency wallet
Total balance (EUR equivalent)
7.123.87 EUR
USD Balance
7.123.87 USD
GBP balance
5.606.49 GBP
Multi currency wallet
Total balance (EUR equivalent)
7.123.87 EUR
USD Balance
7.123.87 USD
GBP balance
5.606.49 GBP
Transparent pricing, no surprises.What you see is what you pay.
Transfer summary: EUR to GBP
no hidden feesTransfer summary: EUR to GBP
no hidden feesStay in control with a fair and ethical approach to banking.
Prevents charges and maintains positive balance
Manage your account and view your transactions wherever you are.
Main account
Manage your account and view your transactions wherever you are.
Total equivalent
See your total balance across all currencies at a glance.
9.123,45 EUR
Recent activity
Oct 20 - Monthly Salary
+ 4,250.00 EUR
Your money is protected by the same technologies and regulatory standards used by the world's leading financial institutions.
Open an accountOur security team monitors every transaction to prevent fraud attempts before they happen.
Your account is protected by two-factor authentication (2FA) and enhanced encryption.
Your money is safeguarded with licensed financial institutions and is never used for lending or speculation.
FCA & PSD2 licensed, EU safeguarded funds
Dutch IBAN in 48h, access in 190+ countries
GDPR compliant, EU data storage, 24/7 support
Send, spend, and manage your money across currencies and countries, all in one seamless account.

All your money in one account, accessible everywhere, with simple tools to send, receive and track your spending without complexity.