EU Professionnel Account pour Gratuitlancers et Agencies
Recevoir EUR depuis EU clients via gratuit SEPA. Pay no SWIFT frais on votre factures. IBAN néerlandais (NL) pour non-EU immatriculé companies.
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IBAN néerlandais (NL)/shared/ecom-icon-stat-up.svg?dpl=dpl_HKzN1zZ39vTfgHbzMusijeK5F5r2){kind=icon}
Gratuit SEPA ReceiveUp to 1.5% FX/shared/icon-verified.svg?dpl=dpl_HKzN1zZ39vTfgHbzMusijeK5F5r2){kind=icon}
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Cartes physiques disponibles pour businesses basés en Europe et le Royaume-Uni uniquement.
Pourquoi EU Clients Hate Paying Votre Invoices, And Comment Fix It
When vous facture a européen client et ask them to pay via SWIFT, vous sont asking them to pay €15–50 in bank frais per facture. EU businesses strongly prefer SEPA, which requires an IBAN. Without a européen IBAN, every facture vous envoyer creates friction. Some EU clients will delay paiement. Some will ask vous to absorb the frais. Some will choose a local agency instead.
Built pour speed, trust, et borderless euro banking.
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No EU IBAN, EU Clients Must Use SWIFT
Without a européen IBAN, EU clients peuvent only pay via SWIFT. That costs them €15–50 per virement. It creates friction, delays, et sometimes lost projects.
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SWIFT Fees Vous Absorb to Stay Competitive
You either ask clients to cover frais, which they resent, or absorb the loss yourself. On a €2,000 facture, €50 in frais est 2.5% gone before vous start.
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Forced FX Conversion at Bad Rates
Your bank converts USD et GBP earnings at their rate, when they decide. Vous can't hold currencies et convert when rates sont in votre favour.
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No Team Access pour Agency Staff
Generic gratuitlancer comptes don't support sub-comptes or multi-user access. Agency owners et compte managers can't share access securely.
No EU IBAN, EU Clients Must Use SWIFT
Without a européen IBAN, EU clients peuvent only pay via SWIFT. That costs them €15–50 per virement. It creates friction, delays, et sometimes lost projects.
SWIFT Fees Vous Absorb to Stay Competitive
You either ask clients to cover frais, which they resent, or absorb the loss yourself. On a €2,000 facture, €50 in frais est 2.5% gone before vous start.
Forced FX Conversion at Bad Rates
Your bank converts USD et GBP earnings at their rate, when they decide. Vous can't hold currencies et convert when rates sont in votre favour.
No Team Access pour Agency Staff
Generic gratuitlancer comptes don't support sub-comptes or multi-user access. Agency owners et compte managers can't share access securely.
No EU IBAN, EU Clients Must Use SWIFT
Without a européen IBAN, EU clients peuvent only pay via SWIFT. That costs them €15–50 per virement. It creates friction, delays, et sometimes lost projects.
SWIFT Fees Vous Absorb to Stay Competitive
You either ask clients to cover frais, which they resent, or absorb the loss yourself. On a €2,000 facture, €50 in frais est 2.5% gone before vous start.
Forced FX Conversion at Bad Rates
Your bank converts USD et GBP earnings at their rate, when they decide. Vous can't hold currencies et convert when rates sont in votre favour.
No Team Access pour Agency Staff
Generic gratuitlancer comptes don't support sub-comptes or multi-user access. Agency owners et compte managers can't share access securely.
No EU IBAN, EU Clients Must Use SWIFT
Without a européen IBAN, EU clients peuvent only pay via SWIFT. That costs them €15–50 per virement. It creates friction, delays, et sometimes lost projects.
SWIFT Fees Vous Absorb to Stay Competitive
You either ask clients to cover frais, which they resent, or absorb the loss yourself. On a €2,000 facture, €50 in frais est 2.5% gone before vous start.
Forced FX Conversion at Bad Rates
Your bank converts USD et GBP earnings at their rate, when they decide. Vous can't hold currencies et convert when rates sont in votre favour.
No Team Access pour Agency Staff
Generic gratuitlancer comptes don't support sub-comptes or multi-user access. Agency owners et compte managers can't share access securely.
No EU IBAN, EU Clients Must Use SWIFT
Without a européen IBAN, EU clients peuvent only pay via SWIFT. That costs them €15–50 per virement. It creates friction, delays, et sometimes lost projects.
SWIFT Fees Vous Absorb to Stay Competitive
You either ask clients to cover frais, which they resent, or absorb the loss yourself. On a €2,000 facture, €50 in frais est 2.5% gone before vous start.
Forced FX Conversion at Bad Rates
Your bank converts USD et GBP earnings at their rate, when they decide. Vous can't hold currencies et convert when rates sont in votre favour.
No Team Access pour Agency Staff
Generic gratuitlancer comptes don't support sub-comptes or multi-user access. Agency owners et compte managers can't share access securely.
No EU IBAN, EU Clients Must Use SWIFT
Without a européen IBAN, EU clients peuvent only pay via SWIFT. That costs them €15–50 per virement. It creates friction, delays, et sometimes lost projects.
SWIFT Fees Vous Absorb to Stay Competitive
You either ask clients to cover frais, which they resent, or absorb the loss yourself. On a €2,000 facture, €50 in frais est 2.5% gone before vous start.
Forced FX Conversion at Bad Rates
Your bank converts USD et GBP earnings at their rate, when they decide. Vous can't hold currencies et convert when rates sont in votre favour.
No Team Access pour Agency Staff
Generic gratuitlancer comptes don't support sub-comptes or multi-user access. Agency owners et compte managers can't share access securely.
No EU IBAN, EU Clients Must Use SWIFT
Without a européen IBAN, EU clients peuvent only pay via SWIFT. That costs them €15–50 per virement. It creates friction, delays, et sometimes lost projects.
SWIFT Fees Vous Absorb to Stay Competitive
You either ask clients to cover frais, which they resent, or absorb the loss yourself. On a €2,000 facture, €50 in frais est 2.5% gone before vous start.
Forced FX Conversion at Bad Rates
Your bank converts USD et GBP earnings at their rate, when they decide. Vous can't hold currencies et convert when rates sont in votre favour.
No Team Access pour Agency Staff
Generic gratuitlancer comptes don't support sub-comptes or multi-user access. Agency owners et compte managers can't share access securely.
No EU IBAN, EU Clients Must Use SWIFT
Without a européen IBAN, EU clients peuvent only pay via SWIFT. That costs them €15–50 per virement. It creates friction, delays, et sometimes lost projects.
SWIFT Fees Vous Absorb to Stay Competitive
You either ask clients to cover frais, which they resent, or absorb the loss yourself. On a €2,000 facture, €50 in frais est 2.5% gone before vous start.
Forced FX Conversion at Bad Rates
Your bank converts USD et GBP earnings at their rate, when they decide. Vous can't hold currencies et convert when rates sont in votre favour.
No Team Access pour Agency Staff
Generic gratuitlancer comptes don't support sub-comptes or multi-user access. Agency owners et compte managers can't share access securely.
No EU IBAN, EU Clients Must Use SWIFT
Without a européen IBAN, EU clients peuvent only pay via SWIFT. That costs them €15–50 per virement. It creates friction, delays, et sometimes lost projects.
SWIFT Fees Vous Absorb to Stay Competitive
You either ask clients to cover frais, which they resent, or absorb the loss yourself. On a €2,000 facture, €50 in frais est 2.5% gone before vous start.
Forced FX Conversion at Bad Rates
Your bank converts USD et GBP earnings at their rate, when they decide. Vous can't hold currencies et convert when rates sont in votre favour.
No Team Access pour Agency Staff
Generic gratuitlancer comptes don't support sub-comptes or multi-user access. Agency owners et compte managers can't share access securely.
One IBAN néerlandais (NL). Every Invoice Problem Solved.
IBAN néerlandais (NL), Recevoir SEPA depuis EU Clients
européen IBAN pour gratuitlance company non-résident, issued depuis the Pays-Bas. EU clients pay via gratuit SEPA, no SWIFT frais, no friction. Votre NL IBAN appears on every facture exactly like a local EU company.
Gratuit SEPA Recevoir, All Tiers
Multi currency compte pour gratuitlance agency, hold USD depuis US clients et EUR depuis EU clients under the same NL IBAN. Convert at jusqu'à 1.5% FX when rates suit you.
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Team Access pour Votre Agency
Team multi-user compte agency, Platinum et Black tiers include sub-comptes et multi-user access. Set permissions pour compte managers, finance staff, or co-founders.
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Non-EU Company Eligible, 190+ pays
Non-EU company compte, immatriculé companies dans le monde entier qualify. Agencies in MENA, Southeast Asia, et Latin America ouvrir en ligne. KYC ~4 minutes en ligne, no branch visit required.
Comment Make SEPA Payments pour Votre Professionnel
Register Votre Company
Apply at nowemoney.com. Select 'Professionnel Account'. Vous must be a immatriculé company, sole traders should explore the personal compte. Takes ~4 minutes.
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Finaliser le KYC Online
Fill in the business vérification form in ~4 minutes. Add company directors et beneficial owners. Fully en ligne, no branch, no call required.
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Upload Documents
Upload votre company license et associated people documents digitally. Standard formats accepted. Processed en ligne, no notarisation needed.
Activate Votre IBAN
Verification en général sous 1 jour ouvré. IBAN néerlandais (NL) issued. Add it to votre factures. EU clients pay via gratuit SEPA depuis today.
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Société immatriculée requise. Cartes physiques disponibles pour les entreprises basées en Europe et au Royaume-Uni uniquement.
How non-EU agencies removed SWIFT friction avec a Pays-Bas IBAN on every facture
Real stories depuis gratuitlancers et agencies who switched to NOWE to get paid faster, retain more, et remove SWIFT friction.
Each compte holder added their IBAN néerlandais (NL) to factures et stopped losing EUR to bank frais.
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Received SEPA paiements in seconds avec €0 frais compared to our previous bank charging per virement.
We added an NL IBAN to our factures et gave our compte manager access, paiements sont instantané et operations run smoothly sans sharing logins.
Amira K.
Atlas Digital Agency
🇦🇪 UAE
NOWE vs Wise vs Payoneer vs EU Bank, Agency Edition
Note : les données concurrents sont indicatives et basées sur des informations publiques en avril 2026. Vérifiez toujours les tarifs actuels sur les sites des prestataires. Voir la comparaison complète/agencies-and-freelancers/agencies-arrow-link.svg?dpl=dpl_HKzN1zZ39vTfgHbzMusijeK5F5r2){kind=icon}
More NOWE Tools pour Votre Agency
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Questions fréquentes
Ouvrir a NOWE Professionnel compte et recevoir a IBAN néerlandais (NL). EU clients pay vous via SEPA, gratuit on all tiers, avec no SWIFT frais on incoming EUR. Non-EU immatriculé companies dans le monde entier qualify. Add votre NL IBAN to every facture; paiements settle like a local EU company. KYC takes ~4 minutes en ligne; vérification en général completes in 1 jour ouvré.
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Get Votre Pays-Bas IBAN. Stop Losing Projects to SWIFT Fees.
EU clients pay via gratuit SEPA. 38+ currencies. Team access. Non-EU immatriculé companies welcome.
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Registered company required. Cartes physiques disponibles pour businesses basés en Europe et le Royaume-Uni uniquement.