Terms & conditions

From time to time, we may make changes to our terms.

General terms

General

from february 7th 2025

View the terms and conditions for card customers who signed up between February 7th 2025 and 1st September 2025.

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Terms and Conditions

EEA Retail

Terms and conditions

These retail customer terms and conditions apply to customers who signed up on or after 1st September 2025, and will apply to existing customers from the 1st November 2025.

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UK Retail

Terms and conditions

These retail customer terms and conditions apply to customers who signed up on or after 1st September 2025, and will apply to existing customers from the 1st November 2025.

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Corporate

Terms and conditions

These retail customer terms and conditions apply to customers who signed up on or after 1st September 2025, and will apply to existing customers from the 1st November 2025.

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Product terms

Product

Card Service Terms

These product terms apply to customers with card services who signed up on or after 1st September 2025, and will apply to existing customers from the 1st November 2025.

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Product

FX Service Terms

These product terms apply to customers with FX and international payment services who signed up on or after 1st September 2025, and will apply to existing customers from the 1st November 2025.

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© NOWE 2025 – All rights reserved

NOWE Money B.V., a private limited liability company (B.V.) registered in the Netherlands, listed with the Dutch Chamber of Commerce (KvK) under number 98048260, with its registered office in Amsterdam and registered address at John M. Keynesplein 4, 1066 EP Amsterdam, Netherlands.

Payment services are provided by Equals Money Plc, authorized by the FCA as a payment institution (FRN 488396). Cards are issued by Equals Money International Limited, authorized by the FCA as an electronic money institution (FRN 900493) under license from Mastercard International Inc. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Inc.

Equals Money Plc accounts are not covered by the Financial Services Compensation Scheme (FSCS). Your funds are held in specially designated and safeguarded bank accounts, separated from other funds.