NOWE Money offers borderless personal and business banking with multi-currency accounts, local IBANs, and transparent international payments.

Personal accounts

Send and spend money abroad with no hidden fees, hold 38+ currencies, enjoy free SEPA transfers to 40+ countries, and manage your money from one app.

Business accounts

Run your company with a Netherlands IBAN, pay suppliers in 38+ currencies, manage team spending, and simplify international payments from one account.

Your money,your rules,without borders

Open an account

Instant accounts, local IBANs, and no hidden fees.

Not protected by the FSCS. Funds held in safeguarded bank accounts.

Your money, simplified 5/5

Send money abroadwith no extra fees

Whether you're paying rent, sending money to family, or managing bills. International transfers should be fast, simple, and fair.

See how much you can save

An account designedfor the way youmanage money

Spend, receive, and stay in control across borders, with no fees and no fine print.

Bank globally, spendlocally

Receive and spend in more than 38 currencies with one account.

Multi currency wallet

Total balance (EUR equivalent)

7.123.87 EUR

USD Balance

7.123.87 USD

GBP balance

5.606.49 GBP

No hiddenfees

Transparent pricing, no surprises.What you see is what you pay.

Transfer summary: EUR to GBP

no hidden fees
Transfer amount500,00 EUR
Exchange fee€1,00 EUR
Service fee€0,50 EUR
Recipient receives£428.71 GBP

No interest,No overdrafts

Stay in control with a fair and ethical approach to banking.

Overdraft protection

Standard overdraftProtected status

Prevents charges and maintains positive balance

Your money,accessible anytime

Manage your account and view your transactions wherever you are.

Main account

Manage your account and view your transactions wherever you are.

Total equivalent

See your total balance across all currencies at a glance.

9.123,45 EUR

Recent activity

Oct 20 - Monthly Salary

+ 4,250.00 EUR

Built tostop fraud

Your money is protected by the same technologies and regulatory standards used by the world's leading financial institutions.

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Proactive fraud monitoring

Our security team monitors every transaction to prevent fraud attempts before they happen.

Two-factor authentication

Your account is protected by two-factor authentication (2FA) and enhanced encryption.

Regulated financial infrastructure

Your money is safeguarded with licensed financial institutions and is never used for lending or speculation.

Your bank, everywhere

Download the app for moneythat travels with you

Spend, receive, and stay in control across borders, with no fees and no fine print.

Download on the App StoreGet it on Google Play

A new wayto think about banking

One card, one account, no borders. NOWE lets you manage, send, and spend your money anywhere in the world.

Open an account

Everything you needto manageyour money

Finance without borders

Simple and flexible SEPA and multi-currency account.

Money without borders

Enjoy free SEPA transfers to more than 40 countries.

SEPA account without an address

Open an account without European residency.

Add money to your balance in a few taps

Fund your account in the same currency or convert your money easily.

Bank in more than 38 currencies

Receive, hold and spend your money in more than 38 currencies from a single account, without complexity.

FCA regulated
PSD2 Licensed
Netherlands
48H opening
190 + countries
Safeguarded funds
FCA regulated
PSD2 Licensed
Netherlands
48H opening
190 + countries
Safeguarded funds

International banking,with complete confidence

Regulated & Secure

FCA & PSD2 licensed, EU safeguarded funds

Global Account Setup

Dutch IBAN in 48h, access in 190+ countries

24/7

Private & Always Supported

GDPR compliant, EU data storage, 24/7 support

Banking without limits

Send, spend, and manage your money across currencies and countries, all in one seamless account.

A clear way to manage your finances

All your money in one account, accessible everywhere, with simple tools to send, receive and track your spending without complexity.